Credit Administrator - Open to flexibility

Location
Cheadle, Cheshire
Salary
£17,703 - £19,670 per annum
Posted
09 Mar 2017
Closes
23 Mar 2017
Ref
586165
Contact
Lloyds Banking Group

Credit Administrator - Open to flexibility

An opportunity has arisen for a highly motivated and enthusiastic colleague to join a fast paced, vibrant, driven team, within Lloyds Banking Group.

This is a 12 month administrative role covering Maternity Leave. You will form part of the Lex Autolease Sanctioning Team, a Risk Division support function providing robust credit decisions for Lex Autolease, the UK's largest vehicle leasing company.

In joining our team, you will be supporting the underwriters in all aspects of the credit process. Dealing with internal stakeholders and external customers. Clear communication and effective time management skills are essential.

If you are interested in helping us build the best team for our customers and helping Britain prosper, then please get in touch.

Key Accountabilities

  • Undertake a range of designated technical support and administrative tasks e.g. data compilation and reconciliation to facilitate delivery of team and business objectives.
  • As directed, assist more senior team members in completing tasks to help deliver timely and rigorous credit risk assessment and sanctioning. Resolve procedural or operational problems and enquiries from internal / external customers or refer as appropriate.
  • Deal with calls, resolving routine queries / transferring calls where appropriate.
  • Enter specified data on to the system to enable the evaluation of lending to be undertaken, operate the system to produce predetermined outputs and pass all documentation to the appropriate sanctioning staff dependant on circumstances to enable case / proposals to be evaluated.
  • Conduct on-line credit searches as required to assist in the evaluation of clients and prospects.
  • Maintain databases to ensure the information is up to date and to enable provision of reports for the team to monitor and control risk.
  • Ensure compliance with Bank and regulatory policy identifying the need for action where necessary in order to minimise risk.
  • Adapt to changes in systems, processes and working practices in order to achieve operational improvement.
  • Make recommendations for improvement to, e.g. procedures and systems. Maintain filing systems and records in order to ensure they meet the requirements of the business.
  • May carry out other duties at a similar or lower level to assist in the overall performance of the team.