Lloyds Banking Group

Senior Credit Analyst - Open to flexible working

£32,680 - £40,850 per annum
11 May 2022
31 May 2022
Lloyds Banking Group
Contract Type

At LBG we're driven by a clear purpose to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers businesses and communities"

Lloyds Cardnet provide essential card processing services to small and medium businesses as well as a number of corporate organisations. You will be a member of the Cardnet Credit team assessing new and existing applications as we look to grow the business and support our customers.

Core Purpose of Role - You will join the Cardnet Credit team at a significant time of change and growth as new automation and digitalisation initiatives are delivered and embedded over the next two to three years.

As a result of Cardnet's ambitious growth plans, an opportunity has arisen to become a full-time Senior Credit Analyst within the Credit Risk team. You will be working in a collaborative fashion and have responsibility for a wide range of credit related activities including underwriting applications for new and existing customers, credit reporting and providing support to Cardnet front line colleagues and the Credit Management team.

The role offers a unique opportunity to experience end to end credit related activities through the cycle in a variety of sectors and business activities"

What are we looking for?

A track record of the required experience proven within a Credit team or Credit related function. You will need to be able to work effectively as an individual and within a supportive team to ensure daily customer service metrics are met and have excellent written and verbal communication skills when dealing with front line colleagues"


  • Previous experience in credit risk or credit related activities and duties
  • Excellent interpersonal and communication skills
  • Agile and open to change
  • Strong investigative skills and good attention to detail
  • Sound judgement and be comfortable and able to make decisions


  • A card acquiring / card processing background
  • Sound understanding and knowledge of financial accounts
  • Line Management and coaching skills

What you'd get in return - We would give you a broad remuneration package which includes:

  • A performance share bonus
  • A generous pension contribution
  • A Flex cash pot you can adjust to suit your lifestyle
  • Private Health Cover
  • 28 days holidays plus Bank Holidays
  • Various share schemes

Offering you both opportunity and profile, we'll provide you with a diverse and energising environment that focuses on equal opportunity and career skills development.

We'll take your personal and professional development very seriously and enable you to make a genuine difference throughout your career with us

We're a founder member of the Agile Future Forum, a group of leading UK employers supporting flexible working. We're happy to consider options other than the 9-5 office - based work. To us "agile working" is more than just working flexibly - it's about entrusting colleagues to think creatively about how, when and where they work to deliver their very best

So if you would like to work in a challenging and diverse credit role, whilst gaining skills and experience within a friendly and motivated team then get in touch and we'd love to hear from you...

"Together we make it possible"

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